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You owe it to yourself to get a quotation from RepCare, if only to assure yourself that your present coverage is in line.
All RepCare products are stand-alone, so you can select only those group coverages you want to offer.
Here's a 'perk' that employees especially value, because they know it's an extra, not offered most places. RepCare dental insurance provides practical and affordable coverage for every important dental service, from preventative care to orthodontia for children.
You can offer employees group life insurance polices ranging from $10,000 to $500,000 through RepCare. Your choices include offering benefits based on employee position in the company, earnings, age, length of service, or offering a flat amount to all. There are many optional features, as well as very attractive rates.
RepCare offers standard indemnity and PPO plans with different deductibles and premiums. All plans offer complete freedom of physician and hospital choice, and all plans are portable. Medical Savings Accounts are offered, as well.
This is peace-of-mind insurance for your employees, but your benefit comes by lifting the burden of responsibility for income maintenance from your shoulders when a key person in your firm is unable to return to work after illness or injury. (The disability does not have to be job-related.)
These low-cost plans provide immediate payment of generous benefits to help families cope with an accidental death or catastrophic injury. Employees are covered whenever and wherever the accident occurs.
Medical Savings Accounts (MSA) may be the most attractive option in health care insurance available to small employers. An MSA used in conjunction with a 'catastrophic' health policy gives the insured greater control over health spending, and your money back, eventually, if you stay healthy!
Broad Eligibility
Insurance is a heavily regulated industry, and plan requirements change from state to state and from time to time, as do the carriers offering programs and the programs they offer. RepCare monitors the insurance scene constantly, to keep our programs in tune with the best that?s available. In general, our plans can cover all employees of member firms who work more than 30 hours a week, and family programs cover spouses, children under 19, and full time students up to 23. However, in the light of all the various state and federal laws, availability, final rates, benefits and conditions will be set upon application and state of issue.
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