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Thanks for your interest in the RepCare Program. Reading the material below will expedite the over-all process of providing quotations and moving towards the underwriting and enrollment process. Please answer ALL questions accurately and completely for the quickest and most accurate response.
EMPLOYEES: Current group insurance rules require that you list all full-time, payroll employees on your census form, even if they have medical coverage elsewhere. Please identify any employee who is covered elsewhere (i.e., through a spouse at another employer). Every full-time, payroll employee is required to complete an enrollment form, including health history questions, even though that employee is "waiving" coverage due to coverage elsewhere.
VERIFICATION: A copy of your firm?s most recent Quarterly State Wage and Tax Contribution Report will be required with your application and enrollment for coverage. Any employee on the census who is not on the Quarterly Report or any employee on the Quarterly Report who is not on the census will cause a delay in underwriting and approval.
LOCATION: If more than 10% of your employees live and work out of the state in which your firm is headquartered, please understand that this may limit the number of insurance providers available.
EFFECTIVE DATE: The process of getting quotes and completing enrollment and application forms, as well as the underwriting process by the carrier, have stretched out, and it is currently taking between 4 and 6 weeks, after all enrollment and application forms are received, for coverage to become effective. Please do not cancel your current medical plan coverage until a written acceptance by the new carrier has been received. Start this RFQ and enrollment process at least 2 months before you expect to change carriers.
REQUEST FOR GROUP MEDICAL INSURANCE PROPOSAL/QUOTE
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