Thanks for your interest in the RepCare Program. Reading the material below will expedite the over-all process of providing quotations and moving towards the underwriting and enrollment process. Please answer ALL questions accurately and completely for the quickest and most accurate response.
EMPLOYEES: Current group insurance rules require that you list all full-time, payroll employees on your census form, even if they have medical coverage elsewhere. Please identify any employee who is covered elsewhere (i.e., through a spouse at another employer). Every full-time, payroll employee is required to complete an enrollment form, including health history questions, even though that employee is "waiving" coverage due to medical coverage elsewhere.
EFFECTIVE DATE: The process of getting quotes and completing enrollment and application forms, as well as the underwriting process by the carrier, have stretched out, and it is currently taking between 4 and 6 weeks, after all enrollment and application forms are received, for coverage to become effective. Please do not cancel your current coverage until a written acceptance by the new carrier has been received. Start this RFQ and enrollment process at least 2 months before you expect to change carriers.